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GST & Tax

Income Tax Return (ITR) E-Filing

CA-assisted online Income Tax Return filing for Salaried individuals, Proprietors, Freelancers, Capital Gains investors, and Corporate bodies with maximum tax deductions and instant refund tracking.

Duration: 1-3 Working Days Processing: 1-3 Days 100% Online Filing
Standard Package Most Popular
₹1,449 + Govt. Fee ₹2,174 Save 33%
+ 18% GST applicable | Statutory Govt. Fee guided as applicable
Plan Deliverables
2-4 Working Days
  • Everything in Basic Package
  • Priority Fast-Track Queue Processing
  • Direct Phone Consultation with Senior Specialist
  • Drafting of Mandatory Affidavits & Resolutions

Comprehensive Overview

Regulatory & Statutory Guide

What is Income Tax Return (ITR) E-Filing?

An Income Tax Return (ITR) is a prescribed statutory form submitted to the Income Tax Department of India (Central Board of Direct Taxes - CBDT) declaring an individual's or business entity's gross total income, allowable deductions, and tax payments for a given financial year (Assessment Year).

Whether you are a Salaried Professional, a Freelancer / Consultant, an Equity / Mutual Fund Investor, a Proprietor / Partner, or managing an incorporated enterprise, e-filing your tax return accurately with CA verification ensures 100% statutory compliance, prevents penalty notices under Section 234F, and secures rapid processing of your TDS tax refunds directly into your bank account.

Why File Your ITR with Anudipti Business Services?

  • Expert CA Form Selection: Never face defective return notices (Sec 139(9)). We select the exact compliant form among ITR-1 (Sahaj), ITR-2 (Capital Gains), ITR-3 (Business & Profession), or ITR-4 (Sugam Presumptive).
  • Old vs. New Tax Regime Optimization (Section 115BAC): Our tax experts run dual-regime comparative tax simulations to calculate which tax regime saves you the maximum hard-earned money.
  • Comprehensive AIS & 26AS Reconciliation: Mismatch between broker statements, employer TDS, high-value financial transactions (SFT), and Form 26AS triggers automated scrutiny notices. We cross-verify every transaction before e-filing.
  • Fast-Track TDS Refund Recovery: Over-deducted TDS from salaries, fixed deposits, client invoices, or property transactions is claimed back with verified pre-validated bank account routing.
  • Seamless Loan & VISA Approval: 3 consecutive years of verified ITR acknowledgments (ITR-V) are universally mandated by banks for Home Loans, Business Lines of Credit, Car Loans, and by foreign embassies for Schengen, US, UK, and Canadian VISAs.
  • Carry Forward Capital Losses: Legally carry forward losses from equities, F&O derivatives, intraday trading, and real estate for up to 8 financial years to offset future capital profits.

Who is Mandatorily Required to File ITR?

  • Any individual whose gross total income exceeds the basic exemption limit (₹2.5 Lakhs under Old Regime / ₹3 Lakhs under New Regime).
  • Individuals who hold foreign assets, foreign bank accounts, or financial interests overseas.
  • Electricity consumption exceeding ₹1 Lakh in aggregate during the financial year.
  • Incurred expenditure exceeding ₹2 Lakhs on foreign travel for oneself or any other person.
  • Business turnover exceeding ₹60 Lakhs or professional receipts exceeding ₹10 Lakhs.
  • Total TDS / TCS deducted during the financial year exceeds ₹25,000 (₹50,000 for senior citizens).
  • Savings bank account deposits exceeding ₹50 Lakhs in aggregate.

Choose Your Customized Plan

Select the ideal compliance and filing tier for your business requirements.

100% Transparent Commercials
Essential 3-5 Working Days
Basic Package
₹999 + Govt. Fee ₹1,598
+ 18% GST Applicable (Standard Invoicing)
What's Included:
  • Core Government Application Preparation
  • Document Verification by Compliance Officer
  • Government Application Reference / Acknowledgment
  • Email & Customer Dashboard Status Updates
MOST POPULAR CHOICE
Most Popular 2-4 Working Days
Standard Package
₹1,449 + Govt. Fee ₹2,174
+ 18% GST Applicable (Standard Invoicing)
What's Included:
  • Everything in Basic Package
  • Priority Fast-Track Queue Processing
  • Direct Phone Consultation with Senior Specialist
  • Drafting of Mandatory Affidavits & Resolutions
  • Official Final Registration Dossier Pack
Enterprise 1-3 Working Days
Premium All-Inclusive
₹2,098 + Govt. Fee ₹3,147
+ 18% GST Applicable (Standard Invoicing)
What's Included:
  • Everything in Standard Package
  • Express 24-Hour Review Turnaround
  • Dedicated Account Manager Assigned
  • 1 Year Document Archive & Re-download Vault
  • Free Annual Compliance Review Session

What's Included

Dedicated Chartered Accountant / Tax Specialist Assisted Filing
Form Selection: ITR-1 (Salaried), ITR-2 (Capital Gains), ITR-3 & ITR-4 (Business)
Dual-Regime Tax Simulation (Old Regime vs New Regime Sec 115BAC)
Full Reconciliation of Form 26AS, AIS (Annual Information Statement) & TIS
Maximum Deductions under Chapter VI-A (80C, 80D, 80G, 80CCD NPS)
Fast-Track TDS Refund Routing & Bank Account Pre-validation Guidance
Official ITR-V Acknowledgment & E-Verification Support via Aadhaar OTP
Comparative Analysis Current Regulatory Standards (India)

Income Tax Return Forms Comparison: ITR-1 (Sahaj) vs ITR-2 vs ITR-3 vs ITR-4 (Sugam)

Select the legally accurate ITR form based on your salary, capital gains, freelance income, or business turnover.

Key Feature / Parameter
ITR-1 (Sahaj)
Current Service
ITR-2 (Capital Gains)
ITR-3 (Business & Profession)
ITR-4 (Sugam Presumptive)
Target Taxpayer Category Salaried employees & pensioners Individuals & HUFs with capital gains & foreign assets Proprietors, partners & professionals with books of accounts Small businesses & professionals under Presumptive Tax
Maximum Total Income Limit Up to ₹50 Lakhs No Upper Limit No Upper Limit Up to ₹2 Crores (44AD) / ₹75 Lakhs (44ADA)
Permitted Income Sources Salary, 1 house property, other sources (interest) Salary, multiple house properties, capital gains, foreign assets All income heads including proprietary business and profession Presumptive business (Sec 44AD), profession (44ADA), transport (44AE)
Capital Gains (Stocks, Mutual Funds, Property) Not Allowed (Even ₹1 of capital gain disqualifies) Allowed (Both Short-Term and Long-Term Capital Gains) Allowed (Full capital gains schedule + business income) Not Allowed (Except agricultural income up to ₹5,000)
Holding Company Directorship or Unlisted Shares Not Allowed (Must file ITR-2 or ITR-3) Allowed (Mandatory disclosure of DIN and company shares) Allowed (Mandatory disclosure of directorships) Not Allowed
Maintenance of Accounting Books (Section 44AA) Not Applicable Not Applicable Mandatory if business turnover/income crosses statutory limits Completely Exempted (No mandatory accounting books required)
Tax Audit Requirement (Section 44AB) Not Applicable Not Applicable Mandatory if gross business turnover exceeds ₹1-10 Crores Not Applicable (Unless declaring profit below 6%/8% or 50%)
Carry Forward of Financial Losses Not Allowed (Except loss from 1 house property) Allowed (Carry forward share/MF/property losses for 8 years) Allowed (Both business and capital losses can be carried forward) Not Allowed for business losses
Strategic Insights & Differences:
  • Selecting the incorrect ITR form triggers automated defective return notices under Section 139(9) of the Income Tax Act from the CPC Bengaluru processing unit.
  • Presumptive taxation under ITR-4 (Section 44AD / 44ADA) allows small business owners and freelancers to pay tax on a flat deemed profit rate (6% digital, 8% cash, or 50% for professionals) without maintaining detailed accounting books.
  • Modern investors holding crypto, stocks, mutual funds, or acting as directors in startups must mandatorily file ITR-2 or ITR-3 to legally declare holdings and carry forward capital losses.

Required Documents Checklist

Please keep digital color copies (PDF, JPG, or PNG) ready for filing.

PAN Card & Aadhaar Card

Mandatory identity and tax identification proofs linked on portal

Mandatory
Form 16 (Parts A & B) / Salary Slips

Issued by employer detailing gross salary and tax deducted at source

Optional
Form 26AS & Annual Information Statement (AIS)

Consolidated tax credit statement and financial transaction summary

Mandatory
Bank Account Statements / Interest Certificates

Savings bank account interest (Sec 80TTA/TTB) and FD interest proofs

Mandatory
Capital Gains P&L Statement from Stock Broker

Trading statement from Zerodha, Groww, AngelOne, etc. for equity / mutual funds

Optional
Investment Proofs (80C, 80D Mediclaim, Donations)

LIC, PPF, ELSS, School fees, Health insurance receipts not in Form 16

Optional
Books of Accounts / Presumptive 44AD Gross Receipts

Gross commercial collections for proprietary businesses and freelancers

Optional

Execution Process

Step 1
Document Submission & Information Capture

Share your Form 16, bank statements, or income details via our secure digital dashboard.

Step 2
CA Verification & Tax Optimization Review

Assigned tax specialist reconciles AIS/26AS, computes deductions, and recommends the optimal tax regime.

Step 3
Computation Draft Approval by Taxpayer

We share the complete tax computation and refund/payable breakdown for your approval.

Step 4
Direct E-Filing & Instant ITR-V Delivery

Return transmitted to Income Tax Department server; ITR-V acknowledgment receipt delivered instantly.

Verified Client Reviews & Ratings

Authentic feedback from entrepreneurs, directors, and businesses served across India.

4.9
1,420+ Verified Filings Completed
Verified Client

"Anudipti Business Services managed our complete filing with extreme professionalism. The team handled all government portal queries smoothly without any delay."

Vikram Sharma
Founder, TechOrbit Solutions • Patna
Verified Client

"Very transparent commercials with no hidden surprises. The WhatsApp support was lightning fast, and we received our digital certification ahead of deadline."

Rajesh Agrawal
Director, Agrawal Agro Mills • Begusarai
Verified Client

"Excellent legal drafting and timely document submission. The customer dashboard made it very easy to track our application stages in real-time."

Pooja Mukherjee
Partner, EcoGreen Enterprises • Kolkata

Frequently Asked Questions

Any individual whose gross total income before deductions exceeds the basic exemption limit (₹2.5 Lakhs in Old Regime / ₹3 Lakhs in New Regime), or who has foreign assets, deposits over ₹50 Lakhs in savings accounts, electricity bills over ₹1 Lakh, or high-value foreign travel expenditure must mandatorily file.

The Old Tax Regime offers higher tax slab rates but allows various deductions like Section 80C (up to ₹1.5L), 80D (health insurance), HRA, and home loan interest. The New Tax Regime offers substantially lower slab rates and a standard deduction of ₹75,000, with zero tax liability up to ₹7.75 Lakhs under Section 87A rebate.

The only legal mechanism to claim a refund of excess TDS deducted by employers, clients, or banks is by e-filing your Income Tax Return. The Income Tax Department verifies your claim against Form 26AS and credits the refund with interest directly into your pre-validated bank account.

Under Section 234F, a late filing fee of ₹5,000 (₹1,000 for total income up to ₹5 Lakhs) is levied. In addition, penal interest under Section 234A at 1% per month is charged on any unpaid tax liability, and capital losses cannot be carried forward.

Filing a Nil Return creates legal financial track record that is indispensable for sanctioning home loans, vehicle loans, credit cards, claiming foreign VISA permits, and carrying forward accidental financial losses.
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